Spencer Neo

Director, Talent Acquisition

Certified Bedrock Mortgage Specialist™
B.Sci. in Economics & Finance (Hons)
Singapore Accredited Mortgage Planner™
Associate Estate Planning Practitioner®
Associate Wealth Planner™

Hello! I’m Spencer, one of the founding directors of Bedrock Consultancy. Bedrock Consultancy was founded with the intention to help our clients with proper and holistic Financial Planning. A common misconception about Financial Planning is that it’s all about Insurance, Endowments, or Investments.

That’s where many people are wrong. It’s much more than that. It’s everything that you can think of that’s related to Finance; be it buying a house, buying a car, planning for a baby, daily expenses or taking loans. Your personal financial planning even extends to the way the people closest to you manage their money.

Helping my clients in Financial Planning is about providing trusted guidance throughout the different stages of their lives; and walking together with them to reach their goals. It’s a lifelong commitment to my clients. That is what I’m promising!

The Financial Planning journey is for everyone. If you are unsure about where you are or don’t know where to start, let me be the one to hold your hand and shine the light on your path. Don’t wait. Let’s connect!

I have known Jun Hao (Spencer’s other name) for almost a decade. I have observed that he is a man of ambition and is extremely dedicated in his endeavours. In his pursuit for excellence, he takes care of the people around him. Jun Hao is not just an inspiration to me, but to others whose lives he has touched.

I enjoy working with Spencer to evaluate and plan my financial matters. His openness makes every discussion a no-frills process. He places a lot of emphasis on servicing his clients. Even when I text him past midnight, he bothers to reply me! I can tell Spencer works hard for his goals but not at the expense of compromising his client’s well-being. Spencer is exemplary in many ways and I am confident he will go far in this industry.

My friendship with Jun Hao spans more than 10 years. Besides being an awesome buddy, he is the finest insurance professional I have ever worked with. I like the way how Jun Hao analyses my needs before tailoring the recommendations that meet my situation. I look forward to many more years working with Jun Hao, one who cares more about me and my family’s needs than his commission checks.