PINNACLE

PINNACLE

Mortgage Planning

Blindly taking up a loan with the lowest interest rate may not be the best idea. There are other issues to be aware of, such as possible fluctuations in interest rates, legal fees claw back within a certain period, penalties for stopping the loan early and others. Even simply staying with the “fail safe” HDB loan may not be financially wise. There may be different considerations when taking loans for your home versus your investment properties and even differences between private housing and commercial properties.

While considering the mortgage, it would be prudent to also factor in protection. Should a sudden loss of income strike, you would still want to be able to afford the mortgage repayment.

Our consultants are able to tailor the most suitable mortgage package to your needs. Leave it to us to guide you through the ins and outs of the fine print. We will also take care of the protection aspect. Our planning also extends to advising on the loan amount (smallest loan may not necessarily be the best) and how best to maximize your resources for the greatest benefit.

Speak with our allied mortgage specialists today!

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